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Pricing is quote-based.
Stripe does not list a free Terminal tier. Its Standard (pay-as-you-go) plan charges per successful charge: 1.4% + €0.10 for EEA and UK cards, and 2.9% + €0.10 for other cards. The bill can also include reader hardware, a monthly enabled-reader data charge, and optional fees for Tap to Pay or P2PE. Prices for hardware are in euros and exclude VAT. Confirm the rates and applicable fees for your market before deployment.
01Every plan, line by line
| Plan | Billed annually | Billed monthly | Built for |
|---|---|---|---|
| Standard (pay-as-you-go) | — | Quote | Businesses accepting in-person payments |
Add-ons and overages
- BBPOS WisePad 3: €59, excluding VAT
- BBPOS WisePOS E: €199, excluding VAT
- Stripe Reader S710: €259, excluding VAT
- Stripe Reader S700: €259, excluding VAT
- Enabled-reader data: €9 per reader per month; Apps on Device limited to 10 GB per reader per month
02What the plan grid doesn't tell you
Card processing mix
Other cards cost 2.9% + €0.10 per successful charge, compared with 1.4% + €0.10 for EEA and UK cards.
Reader hardware
Listed readers cost €59 to €259 each, excluding VAT. Budget for the devices required at each payment location.
Tap to Pay and P2PE
Tap to Pay adds €0.10 per authorisation; optional P2PE adds €0.05 per authorisation.
Reader data
Enabled-reader data costs €9 per reader per month. Apps on Device is limited to 10 GB per reader per month.
03Which plan should you buy?
| If you are… | Get | Why |
|---|---|---|
| Side project taking payments | Standard (pay-as-you-go) | There is no monthly or annual Terminal plan listed; charges are per successful payment, plus any hardware or add-ons. |
| Startup in production | Standard (pay-as-you-go) | Model card mix, reader purchases and any per-authorisation add-ons against expected transaction volume. |
| Team deploying many readers | Standard (pay-as-you-go) | Include the €9 monthly enabled-reader data fee per reader and check the Apps on Device data limit. |
04Is Stripe Terminal worth the money?
The pay-as-you-go structure avoids a listed monthly Terminal plan, but it is not a flat per-transaction price: card category changes the processing rate, and hardware, reader data and optional features add separate charges. It can suit a Stripe business that values keeping in-person payments in the same stack. Before budgeting, estimate card mix and reader count, then confirm the fees and any market-specific terms with Stripe. There is no free Terminal tier listed to use as a production fallback.
Stripe Terminal pricing FAQ
Is Stripe Terminal free?
Stripe does not list a free Terminal plan. Its Standard (pay-as-you-go) pricing charges per successful charge, and reader hardware or optional features can add costs.
What is the starting price for a Stripe Terminal transaction?
The listed rate for EEA and UK cards is 1.4% + €0.10 per successful charge. Other cards cost 2.9% + €0.10. These rates are in euros; confirm pricing for your market.
How much do Stripe Terminal readers cost?
The listed prices are €59 for BBPOS WisePad 3, €199 for BBPOS WisePOS E, and €259 for Stripe Reader S710 or S700. Hardware prices exclude VAT.
Does Stripe Terminal have a monthly fee?
No monthly or annual Terminal plan is listed. Enabled-reader data is a separate €9 per reader per month charge. Card processing is billed per successful charge, and hardware and optional features have separate costs.